If you are considering Windermere Property
                    Management for your housing needs, we would like to help
                    you understand the process that we will go through together.
                    We have established some minimum requirements for tenancy.
                    Rather than let you apply and leave you in the dark, we have
                    assembled this information for you. This should answer the
                    majority of your questions although please feel free to ask
                    about anything that you are not clear on before you sign
                    your new lease. 
                   An application fee of $45.00 if paying
                    via check or money order, $45.00 + $3.00 processing fee if
                    applying online with debit/credit card. It is important you
                    understand that once an application is made, it is with the
                    company you applied with. Credit report and screening information
                    cannot be shared with other companies or individuals.  
  We are required to keep all applicant credit reports in the tenants/property
  file, they cannot be duplicated, or released to anyone. If you have any questions,
  please ask. 
                  MOVE INS AND VACATES WILL BE DONE MONDAY
                    THROUGH FRIDAY FROM 9:00 am - 4:00 pm. ANYONE WISHING AN
                    APPOINTMENT AFTER THESE HOURS WILL BE CHARGED A $50.00 HOURLY
                    FEE. 
                  CRITERIA FOR TENANCY 
  Applications are processed by a professional tenant screening company: 
  ORCA Information and Communications LLC 
                  GENERAL REQUIREMENTS 
                  1. Positive picture ID is required 
  2. Each applicant must qualify individually. 
  3. Application must be completely filled out and signed. Failure to do so will
  result in delay of the processing. 
  4. Application fees must be paid before processing the rental application. 
                   
                      RENTAL REQUIREMENTS 
                       
  1. Two years of certifiable residence history from a third party landlord required. 
  2. Rental history demonstrating residency, but not by a third party, may require
  an additional security deposit equal to half months rent, or a co-signer residing
  in Washington State. 
  3. Home ownership will be verified through tax assessor's office or credit
  report. 
  4. Four (4) or more three-day notices within twelve month period will result
  in denial. 
  5. Two (2) or more NSF checks within 12 month period will result in denial. 
  6. Rental history reflecting any unpaid past due rent will result in denial. 
  7. Any unlawful detainer action or eviction or three (3) years old which has
  been paid may be approved with an additional security deposit of one months
  rent on a case by case basis. 
  8. Rental history showing $50.00 but less than $75.00 damage will require an
  additional security deposit equal to one month's rent, only if the amount has
  been paid in full. 
  9. Rental history reflecting more than $75.00 damage will result in denial. 
  10. Rental history with disturbance complaints will be denied of the previous
  owner/manager would not re-rent. Added security is needed for all instances
  of unauthorized person or pets in a unit previously rented by an applicant. 
                  INCOME REQUIREMENTS 
                  1. Your proposed rent must be less than
                    30% of your gross monthly income minus any long term debts (credit cards, car payments and any other loans). Monthly income shall be 3x  the rent amount. 
  2. A current paycheck stub or LES will be required if we are unable to verify
  income. 
  3. Some form of verifiable income will be required for unemployed applicants. 
  4. Self-employed applicants will require proof of income from 2 years tax returns. 
                  EMPLOYMENT REQUIREMENTS 
                  1. Verifiable employment is required. 
  2. If unemployed and unable to verify the income necessary to pay rent, applicant
    will be denied. 
  3. Self-employed individuals must be verified through tax returns or bank statements. 
  4. If unemployment doesn't meet the stared criteria and the applicant is accepted
  an additional security deposit will be required. 
                  CREDIT REQUIREMENTS 
                  1. Good credit is required. 
  2. Applicant must exceed scoring criteria listed above. 
  3. Outstanding bad debts being reported on credit report which is more than
  $100 but less than $1000 may require an additional security deposit equal
  to one half (1/2) of one months rent will result in denial. 
                   
  Resident Acceptance Policy Scoring: 
                  Each applicant's screening report shall
                    be reviewed for two types of adverse information; NEGATIVES
                    and TERMINALS. 
                  Negatives: The following items shall be
                    considered negative items. If three or more negative items
                    are found in a report with no extenuating circumstances,
                    the applicant will be denied. 
                  ______ Any two credit accounts that have
                    been rated R2 (30-59 days late) in the last 3 years. 
                  ______ Any credit account that has been
                    rated R3 (60-89 days late) in the last 3 years. 
                  ______ Any credit account that has been
                    rated R4 (90-119 days late) in the last three years. 
                  ______ Any credit account that has been
                    rated R5 (120+ days late) in the last three years. 
                  ______ Any credit account which is rated
                    as having gone to collection. 
                  ______ Any charge off, judgment, Chapter
                    13 bankruptcy vehicle repossession or lien. 
                  ______ Any landlord reference that includes
                    two late rent payments. 
                  ______ Any instance of a Security, Cleaning
                    and Damage Deposit which was not returned. 
                  ______ Any instance of improper, lock,
                    or Intent to Vacate notice. 
                  ______ Any instance of a lease being broken
                    by the applicant. 
                  ______ Any employment situation which is
                    temporary in nature. 
                  ______ Any bank reference which shows more
                    than one NSF check. 
                   
  Terminals: 
  The following items shall be considered terminal and shall be sufficient to
  decline the application: 
                  ______ Any OPEN bankruptcy (A bankruptcy
                    to which new claims can still be added) or a  
  Chapter 7 Bankruptcy. 
                  ______ Any collection filed by a property
                    management company or a negative rental reference by  
  a landlord.  
                  ______ Any eviction or Unlawful Detainer
                    action. 
                  ______ Any current 3 Day or 10 Day Notice. 
                  ______ Any income level (or combined income
                    level in the case of married applicants) that does  
  not meet our 30% requirement. 
                  ______ Any conviction for the selling of
                    drugs or possession of drugs with intent to sell. 
                  ______ Any history of disruptive behavior. 
                  ______ Any history of living or housekeeping
                    habits that would pose a direct threat to the health  
  and safety of other individuals. 
                  ______ Any gross distortion of the truth
                    by the applicant on the written application. 
                  AUTOMATIC DENIALS 
                  1. Any collection filed by a property management
                    company will result in denial unless  
  paid, which will result in one month's rent as added security deposit. 
  2. Any unlawful detainer action or eviction within the last three years. 
  3. Any current 3-day notice to vacate. 
  4. 	We do not automatically exclude rental applicants based on criminal history. Any criminal history will be evaluated in consideration of when the crime occurred, what the underlying conduct entailed and/or what the applicant has done since the conviction.  
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